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| WHAT IS A MISSOURI REVERSE MORTGAGE? A Missouri Reverse Mortgage allows a senior homeowner (62+) to exchange a portion of the equity in their home for a Tax Free Income. The Missouri Reverse Mortgage has NO Monthly Payments required for as long as you live. The Missouri Reverse Mortgage provides Tax Free Cash that can be used for any purpose. With a Missouri Reverse Mortgage you retain the Title to your Home. That means with a Missouri Reverse Mortgage you can sell your Home at Anytime. A Missouri Reverse Mortgage allows you to receive the Cash in Monthly Payments, A Lump Sum, A Line of Credit, or a Combination of the above. A Missouri Reverse Mortgage does not affect Social Security and Medicare. With a Missouri Reverse Mortgage there are No Income, Credit or Health Qualifications. THE PROCESS OF A MISSOURI REVERSE MORTGAGE • Educate yourself about a Missouri Reverse Mortgage. • Get a free information package about a Missouri Reverse Mortgage. • Speak with a qualified lender about your option of a Missouri Reverse Mortgage. • Consult a trusted family member or financial advisor about the benefits of a Missouri Reverse Mortgage. • Schedule a counseling session with a third party, non-biased counseling group about a Missouri Reverse Mortgage. • Upon reaching a decision to pursue a Missouri Reverse Mortgage complete an application with a qualified Missouri Reverse Mortgage Specialist. • The Missouri Reverse Mortgage Specialist will begin the underwriting process by ordering an appraisal, title work, and other related documentation. • The Missouri Reverse Mortgage is submitted for final approval and then is scheduled for closing at a location convention for you. • At funding of the Missouri Reverse Mortgage you receive your Tax Free Cash. | |||||||||||||